{"id":493,"date":"2020-07-29T13:32:06","date_gmt":"2020-07-29T17:32:06","guid":{"rendered":"https:\/\/www.yorku.ca\/riskmanagement\/?page_id=493"},"modified":"2025-10-31T11:29:16","modified_gmt":"2025-10-31T15:29:16","slug":"certificates-of-insurance","status":"publish","type":"page","link":"https:\/\/www.yorku.ca\/riskmanagement\/certificates-of-insurance\/","title":{"rendered":"Certificate of Insurance Requirements"},"content":{"rendered":"\n<p> Certificate of Insurance (COI) is a document that shows an organization, company, or individual has adequate insurance coverage. 快播视频 requires proof of insurance from the following groups before business is conducted with the University:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Businesses providing services to the University;<\/li>\n\n\n\n<li>Independent Contractors  performing any type of work or activity under a service agreement or any other contract;<\/li>\n\n\n\n<li>Third-party use of University facilities and conference spaces.<\/li>\n<\/ol>\n\n\n\n<p><strong>快播视频 staff, students, and faculty looking to request a certificate of insurance can visit the <a href=\"https:\/\/www.yorku.ca\/riskmanagement\/py-community-area\/coi-requests\/\">Certificate of Insurance Requests<\/a> webpage to learn more. Please note Passport York login is required.<\/strong><\/p>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Insurance Requirements<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading h5 text-uppercase text-primary\">Certificate Must Include<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>快播视频, its governors, trustees, officers, and employees as Additional Insureds<\/strong>, but only with respect to liability arising out of operations of the Named Insured;<\/li>\n\n\n\n<li>The minimum limits requested for coverage; and<\/li>\n\n\n\n<li>Thirty (30) days advance written notice to the University of any modification, change or cancellation of any of the insurance coverages.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading h5 text-uppercase text-primary\">Minimum Insurance Limits<\/h3>\n\n\n\n<p>In most cases, the recommended minimum limits of insurance will be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Commercial General Liability: $2 Million<\/li>\n\n\n\n<li>Automobile (Owned or Non-Owed): $2 Million<\/li>\n<\/ul>\n\n\n\n<p>Changes to this minimum requirement may be determined based on additional risk evaluations, and may be raised or lowered.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group grey-bg-block has-very-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns learnmore-block is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\"><div class=\"wp-block-image is-resized\">\n<figure class=\"alignleft size-large\"><img decoding=\"async\" src=\"\/wp-content\/plugins\/yu-blockpatterns\/img\/learnmore.png\" alt=\"\" class=\"wp-image-11892\"\/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"format\">Format Requirements<\/h2>\n\n\n\n<p>York does not require certificates be completed on our third-party template, but has the option available for convenience. A reminder that all certificates must be issued by a broker. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.yorku.ca\/riskmanagement\/forms\/#COItemplate\">YU Third-Party Template (PDF)<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.yorku.ca\/riskmanagement\/wp-content\/uploads\/sites\/65\/2025\/03\/YU-Sample-COI.pdf\">Sample Certificate (PDF)<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong><em>Why is this insurance being requested?<\/em><\/strong>   <\/p>\n\n\n\n<p>Insurance requirements and certificates of insurance ensure that everyone is adequately covered for their actions related to doing business for, or with, the University.\u202fWhen engaging with a third-party vendor, there may be specific insurance requirements they must meet to conduct business with 快播视频. These requirements will vary from vendor to vendor, depending on the specific goods being purchased or services being performed.<\/p>\n\n\n\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong><em>Is \"Certificate Holder\" the same thing as \"Additional Insured\"?<\/em><\/strong>   <\/p>\n\n\n\n<p>No, Certificate Holder and Additional Insured are not the same thing. Certificate Holder is essentially only addressing the certificate of insurance to the University, it does not provide any additional coverages to the University. Having 快播视频 added as additional insured means that the University gets some protection from the external party's insurance in the event of a loss. <\/p>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Certificate of Insurance (COI) is a document that shows an organization, company, or individual has adequate insurance coverage. 快播视频 requires proof of insurance from the following groups before business is conducted with the University: 快播视频 staff, students, and faculty looking to request a certificate of insurance can visit the Certificate of Insurance Requests [&hellip;]<\/p>\n","protected":false},"author":91,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"tags":[9,11,7,6,5,10,8,4,3],"class_list":["post-493","page","type-page","status-publish","hentry","tag-certificate-of-insurance","tag-coi","tag-insurance","tag-insurance-resource","tag-keele","tag-proof-of-insurance","tag-risk-assessment","tag-risk-management","tag-risk-management-services"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Certificate of Insurance Requirements | Risk Management Services<\/title>\n<meta name=\"description\" content=\"Learn more about the specific insurance requirements that 快播视频 requires of the third-parties we contract with.\" \/>\n<meta name=\"robots\" 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